Payment links and hosted checkout, built for high-risk

Yes. A payment link is a hosted checkout page you can create and send without building anything, drop it in an email, a text, a social bio, an invoice, or a QR code, and the customer pays on a secure page hosted by us. You don't need a developer, a store, or even a website. For businesses that sell over the phone, on social, or by invoice, a link is often the fastest way to get paid, and it runs on the same high-risk-ready account as the rest of your processing.

Yes. A link can charge once or start a recurring plan, so you can sell a subscription, a membership, or a continuity offer from a single hosted page. The recurring billing engine behind it handles scheduled charges, retries failed payments, and keeps stored cards current with an account updater, so the link isn't just a one-time collection tool, it's a front door to recurring revenue on an account underwritten for your category.

Usually not, and that's the whole point. Generic no-code checkout and payment-form tools assume a low-risk merchant: they board you fast and freeze the account the moment your category, volume, or dispute rate looks high-risk, which for supplements, subscriptions, coaching, and similar verticals, it will. Our payment links sit on a merchant account that's actually underwritten for high-risk, so you get the same send-a-link convenience without the freeze that ends the relationship.

Yes. The hosted checkout carries your branding rather than a generic processor's, you can point it at your own domain, and the receipts and billing descriptor are yours, which isn't only cosmetic. A recognizable name on the page and on the statement is one of the most effective ways to cut “what is this charge?” disputes before they become chargebacks. Branding the experience is both a conversion lever and a chargeback-prevention one.

A payment link is customer-facing and self-service: you send it, and the customer enters their own card on a hosted page. A virtual terminal is operator-facing: your team keys the card on the customer's behalf for phone or mail orders (MOTO). Many merchants use both, a link for self-service and online sales, the virtual terminal for phone orders, and both run on the same account. If your sales are mostly keyed by staff, start with the virtual terminal; if customers pay themselves, start with links.

Yes. Because the card is entered on our hosted page rather than your site, sensitive card data never touches your servers, which keeps the checkout on PCI DSS-aligned infrastructure and reduces your own PCI scope to the simplest level of self-assessment for most merchants. Tokenization means a returning customer or a subscription charges against a token, not a stored card number. Strong security runs in the background of a fast page rather than becoming your problem.