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Get Approved

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Apply to get approved

Whether you take payments or build them into your product, tell us what you run and we'll underwrite it for real, no instant “yes” that turns into a freeze three months later, and no surprise terms after you've signed. If approved, you get your rate and any reserve in writing before you commit.

You submit the application

A few minutes of business and contact details to get started, we'll ask for supporting documents next.

We review it

AI screening handles the first pass at speed; a human underwriter reviews your model, volume, and compliance and writes the decision.

You see your terms

If we can board you, we send your rate range, any reserve, and the next steps, in writing, before you agree to anything.

You go live

We connect your gateway and any recurring billing and you start processing, usually without rebuilding your checkout.

Why merchants trust us

  • Registered US payment facilitator (PayFac)
  • 100% US-based underwriting and support
  • 25+ high-risk verticals boarded
  • A written decision, typically same-day to 3 to 5 business days
  • Your rate and any reserve in writing, before you commit

Start your application

A real person reviews every application. No documents needed at this step.

You sell to your customers and need to accept card or ACH payments.

Restricted categories follow a consultation-led path, request one from the contact page instead.

Not ready? Estimate your rate or request a consultation.