Thanks, we've got it
Your request is in, and a real person will follow up shortly. No automated runaround, no queue you'll get lost in.
What happens next
We review what you sent
If you applied, underwriting starts on your details right away, AI screening first, then a human who reviews your model and writes the decision.
We reach out
Expect to hear from us soon. If we need anything else, a document, a clarification, we'll ask in that first contact rather than going quiet.
You see your terms before you commit
If we can board you, you'll get your rate range and any reserve in writing, with nothing sprung after the fact.
If you requested a consultation for a restricted vertical, that first conversation is where we'll confirm what's boardable and walk you through the compliance review and timeline.
What to have ready for underwriting
Nothing to send right now, we'll ask for these when the review starts. Having them handy speeds up your approval.
- Business & beneficial-ownership details + a government ID for the principals
- About three months of recent business bank statements
- Prior processing statements, if you've processed before
- Your website or product details
While you wait
Need to reach us sooner, or realized you left something out? Just contact us and reference your request. Talk soon.
In the meantime, see what your rate could look like.
Published rate ranges by vertical, plus an estimator, no sales call required.